Today, the House released an outline of their health care reform bill (four page PDF), and the Senate Health, Education and Labor committee (HELP) released much of their first draft of health care legislation (615 page PDF). In a strange move the public option portion of the Senate HELP draft will not be released until Friday, an oddity that David Waldman discusses here and here.
Unless there is a public option, I don't believe that health care costs will ever significantly come down, and there will never be significantly greater access to health care. As such, I will wait until Friday to comment on the Senate HELP committee bill. While the House only released an outline of their public plan, the most striking aspect is that it is unsubsidized (or, at least, no more subsidized than the private plans):
Public Health Insurance Option
- Enhances transparency and accountability by creating a new public health insurance option within the Exchange to offer choice and ensure competition;
- The public health insurance option is self-sustaining and competes on "level field" with private insurers in the Exchange; and
- When individuals "enter" the Exchange, whether on their own or as employees of a business that is purchasing in the Exchange, they are free to choose among available public and private options.
Instead, the subsidies will go directly to low-income households purchasing either public or private health care options in the exchange:
Ensuring Affordability and Access:
- Includes sliding scale affordability credits in the Exchange to support individuals and families with incomes between Medicaid eligibility levels and 400% of the federal
poverty level (FPL); (NOTE: The average cost of family coverage today is 14% of a family's income at 400% of poverty.)
- Expands Medicaid for the most vulnerable, low-income populations and improves payment rates to enhance access to primary care under Medicaid; and
- Caps total out-of-pocket spending in all new policies to prevent bankruptcies from medical expenses.
Given the lack of subsidies for the public health care option, I hope this doesn't end up being the better of the two public options proposals. We will find out more on Friday.
Once the two public plans are released, we can put the crowdsourcing whip count plan into action. Currently, asking members of Congress whether they support a "public option" is clearly too vague, given the many different public option proposals floating around. Instead, we need constituents to be sending emails to their members of Congress with specific questions. For members of the House, we ask them if they support the public option as outlined in the draft legislation. For members of the Senate, we ask them if they support the public option as outlined in the Senate HELP committee draft. And, when they respond to an email, we can have written verification of their position.
The time of vagaries is coming to end. The specific shape of health care reform, and the public option, are coming in only a matter of days. |