Let's not go into the weekend too pessimistically. Via The Big Hurt in the comments, Jon Walker points out that, in the House bill, the public option might become available to everyone in America as early as 2015.
The House bill would expand access to the new health insurance exchange fairly rapidly. In year one, 2013, only individuals without employer provided insurance and the "smallest" employers (25 or fewer employees) would have access to the exchange. In year two, 2014, "smaller" employers (50 or fewer employees) could access the exchange. By year three, 2015, all "small" employers (100 or fewer employees) would gain access to the exchange, and the exchange Commissioner could permit larger employers (greater than 100 employees) to be eligible for the exchange.
In theory, by 2015 all employers, and therefore all Americans not on Medicare or Medicaid, could start using the new health insurance exchange for health care. This would give nearly everyone the ability to choose the public option if they wanted.
Much of this would depend on the commissioner of the insurance exchange, but it is still very good news. If a public option is part of the final bill, and if this provision is also included, then we would only be a couple of steps from achieving something very close to Jacob Hacker's original vision of the public option. Those steps would be:
- Convincing the insurance exchange commissioner--which would really mean convincing President Obama--to open the exchange to everyone in America in 2015.
- Tying the public option to Medicare rates sometime between now and 2015. On this front, Representative Grijalva is pushing for a floor vote on an amendment for the Medicare +5% public option. If he succeeds in getting this vote, then we will at least know how many more votes we need to reach 218.
So, it is actually still possible that we can pull off the original vision of a public option, tied to Medicare rates, that is available to everyone in America.
So yes, we suffered a setback in the House, but the campaign is far from over. If we can get a public option, a provision that potentially allows it to become available to everyone in America by 2015, and a floor vote telling us how many more votes we need to tie it to Medicare rates, then we will have a clear path to achieving a truly robust public option.
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